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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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326 Hemlock Dr , Gilmanton, NH 03237
$499,400
Est. Payment: $2,579.87/mo
2 Bed
1 Bath
884 Sqft
Status: active | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

WATERFRONT RETREAT with Private Dock & Incredible Views! Back on market by no fault of Seller. WELCOME HOME to your beautifully updated getaway on coveted Sawyer Lake. This renovated 2-bedroom, 1-bath cottage offers the perfect blend of modern comfort and classic lake living, set on 80' of private shoreline with incredible lake views that can be enjoyed from inside and out. INSIDE, you’ll find a bright, inviting layout designed for easy living and relaxation. Tastefully updated with quartz countertops, soft-close cabinetry, island/breakfast bar, and modern finishes, creating an open feel while maintaining its cozy charm. A thoughtfully designed coffee bar/laundry nook, featuring a side-by-side washer & dryer tucked neatly beneath, adds both style and convenience. COMFORT is ensured year-round with propane forced hot air heating, making it comfortable well beyond the traditional lake season. STEP OUTSIDE to experience true lake life. A permanent PRIVATE DOCK provides direct access to Sawyer Lake for boating, swimming, and fishing, while your private shoreline and beach area create the perfect setting for entertaining, or enjoying quiet mornings by the water. A spacious deck and multiple outdoor areas enhance the connection between indoor and outdoor living, all framed by sweeping, incredible lake views, and easy lake access with stairway connection to the waterfront. While officially classified as a 3-season property due to non-winterized water lines, it's comfortably heated and used well beyond the traditional season, offering extended enjoyment of lake life. With no HOA restrictions, you have freedom that is increasingly rare on waterfront communities. Excellent short-term or vacation rental potential, subject to local regulations, making it ideal as both a personal retreat and an investment. MINUTES from the best of the NH Lakes Region, including dining, hiking, trails, motorsports, premier ski areas, and NH TAX FREE Shopping. Make this waterfront property yours!

Highlights

Listed by Maria Erna , 404-275-5290 McGinn & Associates Realty, LLC , 603-898-3900. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

1964

County

Belknap

Listing ID

5095137

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Dryer, Range Hood, Electric Range, Refrigerator, Washer, Electric Stove, Electric Water Heater, Tank Water Heater, Exhaust Fan
Floor:Vinyl Plank
Above Ground Sq Ft:884
Basement:No
Other:Level 1: Bedroom,Level 1: Full Bathroom,Level 1: Dining Room,Level 1: Family Room,Level 1: Kitchen,Level 1: Living/Dining,Level 1: Sunroom,Blinds,Ceiling Fan,Dining Area,Kitchen Island,Kitchen/Family,Laundry Hook-ups,Living/Dining,Natural Light,Indoor Storage,1st Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Sawyer Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 80 ft
Zoning:RES LRES LAKE DIST
Roof:Metal
Others:Boat Slip/Dock,Docks,Balcony,Deck,Garden Space,Natural Shade,Patio,Private Dock,Shed,Storage,Window Screens,Beach Access,Deep Water Access,Directly Adjoining,Dock Access
Sewer:1000 Gallon,Concrete,Private,Septic
Parking Features:Off Street,On-Site,Parking Spaces 3,Unpaved
Principal Interest
$2,580
Taxes
$441

Home Price

$499,400

Loan Details

30 yrs
6.707%

Down Payment

20%
$99,880
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,579.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,579.87 $441.00 $0.00 $3,020.87
Yearly $30,958.44 $5,292.00 $0.00 $36,250.44
Total $928,753.17 $158,760.00 $0.00 $1,087,513.17

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Gilmanton, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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