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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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525 N Shore Dr , Hopkinton, NH 03229
$448,000
Est. Payment: $2,432.29/mo
2 Bed
1 Bath
972 Sqft
0.46 Acres
Status: active | Days on site: 2
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6032 - 619245
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House Description

Central NH’s Best-Kept Secret: Lakefront Retreat with 40' Dock Just two miles from I-89, yet worlds away, Lake Joe Sylvia is one of central New Hampshire’s quietest treasures. This renovated cottage sits on 115 feet of private shoreline with its own sandy beach and a 40-foot dock, ready for your boat, your fishing pole, or your morning coffee. Step through the door and the first thing you’ll notice is the light. Vaulted ceilings and new windows throughout make the main living area feel bright and open, while wide pine floors give it warmth while maintaining that original genuine cottage character. The thoughtful renovation left no stone unturned, from insulation, new siding to the newly remodeled kitchen. The layout adapts as one or two bedrooms, there’s room for overnight guests, and generous storage keeps paddles, life jackets, and beach towels out of the way until the next adventure. When not outside enjoying the lake, you'll be spending your time on the porch overlooking the lake. Lake Joe Sylvia is ideal for a small motorboat and a great spot to teach the kids to water-ski. You can also swim off your own beach, paddle, or fish, take a quiet walk on the trail that circles the lake, or do nothing at all. Hiking and skiing in the nearby mountains are just minutes away, and so is town, with coffee shops, a local market, shopping, and restaurants. There’s room to grow, too. The lot is large enough to expand, whether that means a garage, a bunkhouse for visiting family, or whatever you dream up. The home is currently enjoyed as a three-season getaway. Because the insulation is already in place, adding a few mini-splits could make it a comfortable year-round home. The property also offers income potential as a short-term or mid-term rental when you’re not using it yourself. Lovingly rebuilt and ready for its next chapter, this is turnkey lake living with quick highway access. Nothing beats memories made at the Lake!

Highlights

Listed by Shannon K Mounsey , 603-494-9999 REAL Broker NH, LLC , 855-450-0442. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.46

Year Built

1950

County

Merrimack

School District

Hopkinton School District

Listing ID

5115162

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Above Ground Sq Ft:972
Basement:Yes,Crawl Space,Partial,Walkout
Other:
  • ▪ Additional:Cathedral Ceiling, Natural Light

Exterior Features

Lot:Existing,Waterfront,_Unnamed, Waterbody Type: Lake, Waterbody Access: Exclusively Owned
Zoning:R-2 CL
Roof:Asphalt Shingle
Others:
  • ▪ Additional:Private Dock, Beach Access, Directly Adjoining, Dock Access
Sewer:750 Gallon,Private

Open House

Upcoming Open Houses
Saturday 10:30 am - 12:00 pm Oct 31
Principal Interest
$2,432
Taxes
$586

Home Price

$448,000

Loan Details

30 yrs
7.198%

Down Payment

20%
$89,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,432.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,432.29 $585.67 $0.00 $3,017.96
Yearly $29,187.50 $7,028.00 $0.00 $36,215.50
Total $875,625.02 $210,840.00 $0.00 $1,086,465.02

Today's Rates

30 Year

7.2%

20 Year

6.62%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Hopkinton, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated October 31, 2026 12:59pm

Data last updated: 2026-10-31T16:59:22.600Z

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