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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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144 Lake St Unit 3 , Laconia, NH 03246
$395,000
Est. Payment: $2,040.55/mo
2 Bed
1 Bath
459 Sqft
Status: active | Days on site: 92
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

For many Lake Winnipesaukee boaters, a seasonal boat slip is a significant expense. At 144 Lake Street, you get more than just a place to keep your boat; you get a cottage to enjoy all season long. Located on the lakeside of Lake Street, there's no need to cross a busy road to access your boat or enjoy the water. Step outside and walk to your dedicated mooring, making it easy to head out for a morning cruise, an afternoon swim, or enjoy the sunset on the lake. After a day on the water, return to your own cottage to relax on the deck under the retractable awning, host family and friends, or simply enjoy the laid-back lifestyle. The cottage features a private bedroom with a queen bed, a second bedroom with custom-built bunk beds, and a versatile modular couch to comfortably accommodate guests. Residents also enjoy access to a year-round common building with laundry facilities, a full bath, a pool table, and storage space for kayaks, paddleboards, and other lake gear. Unlike the cost of a boat slip alone, this property offers both immediate enjoyment and long-term value. Unit #3 already benefits from a larger footprint than many neighboring cottages. An added benefit is the opportunity for future vertical expansion. Buyers looking to create additional living space may appreciate the potential to enhance the cottage over time to 1375 sq ft. This property gives you a place to stay, entertain, and create memories while enjoying all that Lake Winnipesaukee has to offer. Whether you're looking for a convenient home base for boating, a seasonal retreat, or an affordable way to enjoy the lake lifestyle, this unique property delivers exceptional value. No rentals permitted. You can bring in water lines to proper depth from the street to make it a year-round property

Highlights

Listed by Natalie Marsh , 508-944-6195 Keller Williams Realty-Metropolitan , 603-232-8282. PrimeMLS mls logo

Property Type

Condo/Townhome

HOA Fee

635 Quarterly

Year Built

1910

County

Belknap

Listing ID

5084988

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Range, Refrigerator, Electric Water Heater
Air Cond:Wall AC Units
Fireplaces:
Floor:Vinyl Plank
Above Ground Sq Ft:459
Basement:No
Other:Level 1: Family Room,Level 1: Eat-in Kitchen,Blinds,Cathedral Ceiling,Ceiling Fan,Furnished,Kitchen/Living

Exterior Features

Lot:Existing,Lake Winnipesaukee, Waterbody Type: Lake
Zoning:Residential Condo
Roof:Asphalt Shingle
Others:Docks,Trash,Deck,Other - See Remarks,Playground,Porch,Beach Access,Dock Access,Shared-Private
Sewer:Public
Principal Interest
$2,041
Taxes
$367
HOA
$635

Home Price

$395,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,040.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,040.55 $366.67 $635.00 $3,042.21
Yearly $24,486.55 $4,400.00 $7,620.00 $36,506.55
Total $734,596.52 $132,000.00 $228,600.00 $1,095,196.52

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Laconia, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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