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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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3 Western Terrace , Laconia, NH 03246
$979,900
Est. Payment: $5,062.10/mo
4 Bed
4 Bath
2154 Sqft
Status: active | Days on site: 255
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to South Down Shores. A premiere gated community set on the southern shore of Lake Winnipesaukee. Buyer has the right of first refusal for a boat rack at the South Down Shores Boat Club. Single family 4BR (2 Suites), 3.5BA home sits on a single family lot, built in 2021. This home has all the features one would want. Shaker style cabinetry, Quartz countertops and LVP floors all throughout the house. Beautiful propane fireplace with floor to ceiling granite surround, large primary suite with custom tile shower, 2 car heated garage, large paver patio, lawn irrigation system, large kitchen island, open concept living area and 9 foot first floor ceilings. Close to the beach and marina. This home has it all to go along with the South Down Shores amenities which include, clubhouse, kayak racks, beach, marina, bocce ball, green space, tennis & pickle ball courts, basketball, snowmobile trails, and miles of walking trails throughout.

Highlights

Listed by Kevin Shaw , 603-387-4778 Four Seasons Sotheby's Int'l Realty , 603-677-7012. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.31

HOA Fee

1600 Yearly

Year Built

2021

County

Belknap

School District

Laconia Sch Dst SAU #30

Listing ID

5069694

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Mini Fridge, Gas Range, Refrigerator, Gas Stove, Tankless Water Heater, Wine Cooler
Air Cond:Central AC,Multi Zone
Fireplaces:
Floor:Laminate,Vinyl,Vinyl Plank
Above Ground Sq Ft:2154
Basement:No,Slab
Other:Level 1: Dining Room,Level 1: Kitchen,Level 1: Living Room,Ceiling Fan,Dining Area,1 Fireplace,Hearth,Kitchen Island,Soaking Tub,Walk-in Closet,2nd Floor Laundry

Exterior Features

Lot:Existing,Lake Winnipesaukee, Waterbody Type: Lake
Zoning:Residential
Roof:Fiberglass Shingle
Others:Basketball Court,Patio,Playground,Beach Access,Shared-Private
Sewer:Metered,Public
Parking Features:Auto Open,Direct Entry,Heated Garage,Driveway,Garage,Paved,Attached
Principal Interest
$5,062
Taxes
$697
HOA
$1,600

Home Price

$979,900

Loan Details

30 yrs
6.707%

Down Payment

20%
$195,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,062.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,062.10 $697.25 $1,600.00 $7,359.35
Yearly $60,745.24 $8,367.00 $19,200.00 $88,312.24
Total $1,822,357.30 $251,010.00 $576,000.00 $2,649,367.30

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Laconia, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 5:45am

Data last updated: 2026-08-02T09:45:04.200Z

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