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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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3 Spruce Cove Rd , Northwood, NH 03261
$399,000
Est. Payment: $2,166.26/mo
2 Bed
2 Bath
1176 Sqft
3 Acres
Status: active | Days on site: 4
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House Description

Location is everything, and 3 Spruce Cove Road in Northwood has it in spades. Tucked away on a quiet, private road just off Route 4, this 2-bedroom, 1.5-bathroom ranch sits on a lagoon with direct access to Northwood Lake. Whether you’re launching a kayak, fishing off the water’s edge, or simply taking in the view from the deck, the setting does the talking. Inside, a bright kitchen and adjoining dining room open onto the deck through sliding glass doors, keeping the water in view while you cook. A half-wall creates a natural definition for the living room, which is anchored by a white-washed brick wood-burning fireplace. A bedroom and full bathroom round out the main floor. Downstairs, the partially finished basement adds a second bedroom with a brick accent wall and a half bathroom, while the unfinished portion houses a 1-car garage and workshop space. Outside, a couple of outbuildings provide additional storage, and a mobile home on the property presents an interesting opportunity. Keep it for additional living space, explore rental income potential, or negotiate its removal. The commuter math here is hard to argue with. Concord is 20 minutes away, Manchester about 40, and both Portland and Boston are a 90-minute drive. A central location on a quiet road with lake access. That combination is genuinely rare. Schedule your showing today and come see what this one is all about!

Highlights

Listed by Zachary T Eaton , KW Coastal and Lakes & Mountains Realty , 603-610-8500. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
3

Year Built

1977

County

Rockingham

School District

Northwood Sch Dst SAU 44

Listing ID

5113716

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Refrigerator, Washer
Floor:Carpet,Laminate
Above Ground Sq Ft:924
Basement:Yes,Concrete Floor,Daylight,Full,Partially Finished,Walkout,Interior Access,Basement Stairs
Other:
  • ▪ Additional:Ceiling Fan, Dining Area, Wood Fireplace, 1 Fireplace, Kitchen/Dining, Indoor Storage, 1st Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Northwood Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned
Zoning:General District
Roof:Shingle
Others:
  • ▪ Additional:Building, Deck, Natural Shade, Outbuilding
Sewer:Leach Field,Private,Septic
Parking Features:Direct Entry,Driveway,Garage,Off Street,Parking Spaces 1 - 10,Unpaved,Attached
Principal Interest
$2,166
Taxes
$423

Home Price

$399,000

Loan Details

30 yrs
7.198%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,166.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,166.26 $423.25 $0.00 $2,589.51
Yearly $25,995.12 $5,079.00 $0.00 $31,074.12
Total $779,853.53 $152,370.00 $0.00 $932,223.53

Today's Rates

30 Year

7.2%

20 Year

6.62%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Northwood, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated October 31, 2026 3:00pm

Data last updated: 2026-10-31T19:00:18.700Z

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