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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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34 Elm St , Ossipee, NH 03864
$675,000
Est. Payment: $3,487.01/mo
3 Bed
2 Bath
1347 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Escape to the peace and beauty of Duncan Lake with this immaculate contemporary/chalet offering 150 feet of private waterfront in a quiet, serene setting. Set on 114 acre Duncan Lake, this home is perfect for swimming, fishing, kayaking, canoeing, and relaxing. Motorboats are allowed, but the lake is speed restricted for a calm, no-wake environment. Inside, you'll find a bright open concept design featuring a stylish kitchen with quartz countertops, stainless steel appliances, and a spacious living room with cathedral ceilings and a cozy gas stove. The first floor primary suite includes a beautifully appointed bath with a custom tiled walk in shower. Upstairs are two additional bedrooms, a 3/4 bath, and a loft overlooking the living area. Step outside to the expansive 28-foot lakeside deck, the perfect place to enjoy morning coffee or unwind while taking in the tranquil water views. The walkout lower level is ready to finish to suit your needs, providing excellent potential for additional living space. Recent upgrades include a new gas boiler with economical radiant heat and two mini-splits for year-round comfort. A 22 foot dock and 12x12 storage shed complete the property. Conveniently located just minutes from Hannaford, Walgreens, Ocean State Job Lot, Tractor Supply, Ace Hardware, and Hobbs Tavern & Brewing Company, this home is only 15 minutes to Wolfeboro and 30 minutes to North Conway. Whether you're looking for a year round residence or a four season waterfront retreat, this pristine Duncan Lake property is ready to impress.

Highlights

Listed by Gerard Costantino , 603-539-3200 Costantino Real Estate LLC , 603-539-3200. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.88

Year Built

2017

County

Carroll

Listing ID

5101837

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Refrigerator, Washer, Gas Stove, Propane Water Heater, Water Heater off Boiler
Floor:Vinyl Plank
Above Ground Sq Ft:1347
Basement:Yes,Daylight,Interior Stairs,Unfinished,Walkout
Other:Level 1: Dining Room,Level 1: Kitchen,Level 1: Living Room,Level 1: Primary Bedroom,Cathedral Ceiling,Dining Area,Kitchen/Dining,Natural Woodwork,1st Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Duncan Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 150 ft
Zoning:WF Duncan Lake
Roof:Asphalt Shingle
Others:Boat Slip/Dock,Deck,Outbuilding,Directly Adjoining
Sewer:1250 Gallon,Private,Pump Up,Septic
Principal Interest
$3,487
Taxes
$589

Home Price

$675,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,487.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,487.01 $588.92 $0.00 $4,075.93
Yearly $41,844.11 $7,067.00 $0.00 $48,911.11
Total $1,255,323.17 $212,010.00 $0.00 $1,467,333.17

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Ossipee, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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