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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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78 Garnet St , Sunapee, NH 03782
$4,395,000
Est. Payment: $22,704.30/mo
5 Bed
6 Bath
4261 Sqft
Status: active | Days on site: 94
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Situated on Sunapee Harbor, this custom waterfront home offers a spectacular location and amazing water views from virtually every room.  With 5 bedrooms, 5.5 bathrooms, 4 fireplaces, a full walkout lower level and multi-level exterior decks overlooking Lake Sunapee, you have the ideal place for entertaining and hosting guests and family. Enjoy the lifestyle with outdoor relaxation after docking your boat at your private dock along your 130 feet of shoreline.  In the heart of it all, easily walk or bike to the harbor for dining and shopping, or to Dewey beach for fun in the sun. Enter the first floor and realize the wonder of the open floor plan and towering high ceilings. Take in the gorgeous and dramatic water views gained with the back wall of windows and french doors.  Upstairs, you will find 4 bedrooms. The primary suite is appointed with its own fireplace, cedar closet and luxury bathroom. Your guests will enjoy convenience and privacy while staying in bedrooms with ensuite bathrooms.  In the lower level, your comfort is enhanced by an entertainment room with fireplace, full bathroom and bar. The full walkout provides spectacular views, adds tremendous living space and a fifth bedroom. Well thought out and designed, this home has a 500 Sqft dry storage area for your water sport, snow sport and gardening needs (Interior and Exterior access).  Whether your goal is to own a year-round home or vacation getaway, this property offers you the opportunity to achieve your goal in style.

Highlights

Listed by Andy Clouse , 267-349-9266 BHHS Verani Upper Valley , 603-643-8822. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

1992

County

Sullivan

Listing ID

5085816

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:4
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop, Dishwasher, Dryer, Freezer, Microwave, Double Oven, Refrigerator, Washer, Water Heater
Air Cond:Central AC
Fireplaces:
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3142
Basement:Yes,Climate Controlled,Finished,Interior Stairs,Walkout,Exterior Access
Other:Bar,Cedar Closet,3+ Fireplaces,Kitchen Island,Primary BR w/ BA,Natural Light,Walk-in Closet,2nd Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Lake Sunapee, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 130 ft
Zoning:Residential
Roof:Asphalt Shingle
Others:Boat Slip/Dock,Deck,Porch,Private Dock,Storage,Deep Water Access,Dock Access
Sewer:Public
Principal Interest
$22,704
Taxes
$2,808

Home Price

$4,395,000

Loan Details

30 yrs
6.707%

Down Payment

20%
$879,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,704.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $22,704.30 $2,807.58 $0.00 $25,511.89
Yearly $272,451.62 $33,691.00 $0.00 $306,142.62
Total $8,173,548.67 $1,010,730.00 $0.00 $9,184,278.67

Today's Rates

30 Year

6.71%

20 Year

6.25%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Sunapee, NH).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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