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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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1295 Lime Kiln Rd , Charlotte, VT 05445
$1,790,000
Est. Payment: $9,327.94/mo
8 Bed
10 Bath
6460 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Discover Hearthwood, a truly unique Vermont property offering the rare opportunity to enjoy an exceptional lifestyle while generating substantial income. Beyond its success as an Airbnb, Hearthwood is ideally suited for multigenerational living, offering abundant space and privacy for extended family members, aging parents, adult children, or guests. The flexible floor plan allows family members to live together while maintaining independent living areas, making it an increasingly valuable option in today's market. The spacious owner’s quarters occupy the east side of the residence and feature a large, well-appointed kitchen, open living and dining spaces, two main-floor offices, a second-floor primary ensuite, two additional bedrooms, three bathrooms, a family room, and a craft room. Filled with natural light and creative design elements, these inviting spaces provide comfortable everyday living with room for everyone. On the guest side of the home, six private upscale ensuite rooms and a separate group living room offer tremendous flexibility. New owners may choose to continue operating all six guest suites or scale the Airbnb operation to fit their lifestyle, preserving a portion of the business and its strong revenue stream while creating even more living space for family and friends. The property's thoughtful layout makes it easy to balance private living with income-producing accommodations. Since 2013, Hearthwood has undergone extensive renovations and improvements, blending comfort, functionality, and timeless Vermont charm. Set on 8 private acres, the property features beautiful gardens and lawns, mature woodlands, pergolas, patios, and a relaxing outdoor sauna. Ideally located just minutes from Charlotte Beach, Mt. Philo State Park, Shelburne Farms, and Shelburne Village Dropbox link with photos and walk-through video available upon request.

Highlights

Listed by Kathleen OBrien , 802-846-7835 and Patrick O'Connell , 802-578-9552 Four Seasons Sotheby's Int'l Realty , 802-864-0541. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
8.02

Year Built

1972

County

Chittenden

School District

Chittenden South

Listing ID

5077994

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:10
  • Full Bathrooms:6
  • 3/4 Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Electric Range, Gas Range, Refrigerator, Washer, Heat Pump Water Heater
Air Cond:Mini Split
Fireplaces:
Floor:Tile,Wood
Above Ground Sq Ft:4460
Basement:Yes,Climate Controlled,Concrete,Concrete Floor,Finished,Full,Storage Space,Interior Access,Exterior Access,Basement Stairs
Other:Level 1: Bonus Room,Level 1: Kitchen,Level 1: Living/Dining,Level 1: Mudroom,Level 1: Office/Study,Dining Area,In-Law/ADU,Kitchen Island,Living/Dining,Primary BR w/ BA,Natural Light,Indoor Storage,Walk-in Pantry,Window Treatment,Programmable Thermostat,1st Floor Laundry

Exterior Features

Lot:Existing
Zoning:Residential
Roof:Shingle
Others:Garden Space,Natural Shade,Patio,Sauna
Sewer:1500+ Gallon,Concrete,Mound Leach Field,On-Site Septic Exists,Private,Pumping Station,Septic Design Available,Soil Test Available,Septic
Parking Features:Driveway,On-Site,Parking Spaces 1 - 10,Unpaved
Principal Interest
$9,328
Taxes
$865

Home Price

$1,790,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$358,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,327.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,327.94 $865.25 $0.00 $10,193.19
Yearly $111,935.27 $10,382.96 $0.00 $122,318.23
Total $3,358,058.03 $311,488.80 $0.00 $3,669,546.83

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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