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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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131 Hills Point Rd , Charlotte, VT 05445
$3,650,000
Est. Payment: $18,939.06/mo
4 Bed
3 Bath
2900 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Discover exceptional Lake Champlain waterfront living in the highly sought-after Hills Point neighborhood of Charlotte, Vermont. This rare 1.01-acre lakefront property offers 160 feet of west-facing shoreline with breathtaking 180-degree views of Lake Champlain and the Adirondack Mountains, creating spectacular sunsets year-round. Mature trees, beautiful landscaping, and natural screening provide outstanding privacy, while the gently sloping lawn leads to the beach for swimming, boating, kayaking, or simply relaxing by the water. Designed to maximize the incredible views, this bright 2,900-square-foot single-level home offers panoramic lake vistas from nearly every west-facing room, including the primary suite. The beautifully renovated kitchen features custom cabinetry, granite countertops, premium appliances, a large center island, radiant heated floors, and opens seamlessly to the dining and living areas. A separate family room and spacious screened porch with adjoining lakeside deck create the perfect spaces for entertaining or enjoying Vermont's natural beauty. Recent improvements include a new roof and numerous quality updates throughout. Just minutes from Shelburne Village, Shelburne Farms, shopping, dining, and an easy commute to Burlington and South Burlington, this luxury Vermont waterfront home is a rare opportunity to own one of Charlotte's most desirable Lake Champlain properties. Whether you're searching for a primary residence, luxury waterfront retreat, or Lake Champlain vacation home, this exceptional Charlotte, Vermont property is a rare opportunity to own one of the area's most desirable lakefront settings. Once you experience the stunning views, tranquil surroundings, and unmatched waterfront lifestyle, you'll never want to leave.

Highlights

Listed by Carrie Paquette , 802-373-1722 and Warren Palm , 802-658-5555 BHHS Vermont Realty Group/S Burlington , 802-658-5555. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
1.01

Year Built

1963

County

Chittenden

School District

Chittenden South

Listing ID

5098277

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Range Hood, Microwave, Gas Range, Refrigerator, Washer, On Demand Water Heater, Exhaust Fan
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:2900
Basement:Yes,Concrete,Concrete Floor,Full,Interior Stairs,Unfinished
Other:Level 1: Bedroom,Level 1: Dining Room,Level 1: Family Room,Level 1: Foyer,Level 1: Kitchen,Level 1: Laundry Room,Level 1: Living Room,Level 1: Primary Bdm Ste,Dining Area,1 Fireplace,Kitchen Island,Primary BR w/ BA,Walk-in Closet

Exterior Features

Lot:Existing,Waterfront,Lake Champlain, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 160 ft
Zoning:Shoreland Residential
Roof:Asphalt Shingle
Others:Boat Mooring,Deck,Garden Space,Natural Shade,Screened Porch,Window Screens,Double Pane Window(s),Directly Adjoining
Sewer:Concrete,Leach Field at Grade,Conventional Leach Field,Leach Field On-Site,On-Site Septic Exists,Plastic,Septic
Parking Features:Driveway,Garage,On-Site,Parking Spaces 1 - 10,Paved,Attached
Principal Interest
$18,939
Taxes
$2,139

Home Price

$3,650,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$730,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,939.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,939.06 $2,139.11 $0.00 $21,078.17
Yearly $227,268.77 $25,669.26 $0.00 $252,938.03
Total $6,818,063.19 $770,077.80 $0.00 $7,588,140.99

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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