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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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149 Elcy Ln , Charlotte, VT 05445
$1,120,000
Est. Payment: $5,836.48/mo
4 Bed
4 Bath
3987 Sqft
Status: active | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Set on five picturesque acres in sought-after Charlotte, Vermont, this 2019 contemporary colonial offers an exceptional blend of refined living and natural beauty. Framed by sweeping Green Mountain views—including iconic Camel’s Hump—and bordered by 55 acres of conserved land, the setting is both peaceful and inspiring, enjoy nearby hikes at Mt. Philo. A covered, west-facing front porch welcomes you with golden sunset skies before stepping inside to a dramatic great room, where soaring 18-foot cathedral ceilings and expansive windows capture meadow views and ever-changing light. Birch hardwood floors extend throughout both levels, complemented by custom millwork, built-ins, and generously scaled rooms designed for comfort and style. The heart of the home is a beautifully appointed kitchen featuring quartz countertops, Energy Star stainless appliances, and thoughtfully designed cabinetry with exceptional storage. A large island with integrated wine/workspace creates a natural gathering place, seamlessly connecting to the great room and formal dining area—ideal for both everyday living and entertaining. The main-level primary suite offers a private retreat with a spa-like bath, complete with dual vanities, a soaking tub, and walk-in shower. Upstairs, a second ensuite with a deluxe bath and dual closets is joined by additional bedrooms and a flexible office or study. A striking balcony overlooks the great room and frames distant mountain vistas, creating a graceful connection between levels. The walkout lower level is filled with natural light and offers excellent space for recreation, fitness, or relaxation, opening to a patio and landscaped grounds. Enjoy morning light from the rear deck, and take advantage of the third-floor attic, ready for future expansion or creative use. A rare opportunity to enjoy elevated country living just moments from trails, nature, and an easy commute to Burlington or Middlebury.

Highlights

Listed by Mary P Palmer , 802-846-0541 Four Seasons Sotheby's Int'l Realty , 802-864-0541. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
5.05

Year Built

2019

County

Chittenden

School District

Chittenden South

Listing ID

5085506

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, ENERGY STAR Qual Dishwshr, Double Oven, Wall Oven, ENERGY STAR Qual Fridge, Propane Water Heater, Water Heater off Boiler
Air Cond:Mini Split
Fireplaces:
Floor:Ceramic Tile,Hardwood,Laminate
Above Ground Sq Ft:3283
Basement:Yes,Concrete Floor,Daylight,Finished,Insulated,Interior Stairs,Walkout
Other:Level 1: Dining Room,Level 1: Kitchen,Level 1: Living Room,Level 1: Primary Bdm Ste,Attic with Hatch/Scuttle,Cathedral Ceiling,Ceiling Fan,Dining Area,1 Fireplace,Kitchen Island,Kitchen/Family,Kitchen/Living,Laundry Hook-ups,LED Lighting,Living/Dining,Primary BR w/ BA,Natural Light,Soaking Tub,Walk-in Closet

Exterior Features

Lot:Existing
Zoning:Residential
Roof:Architectural Shingle
Others:Deck,Garden Space,Patio,Covered Porch,Window Screens,Double Pane Window(s),Low E Window(s)
Sewer:1500+ Gallon,Concrete,Mound Leach Field,Leach Field Off-Site,Mound,Private,Pumping Station,Replacement Field-OffSite,Septic
Parking Features:Auto Open,Direct Entry,Driveway,Garage,Off Street,On-Site,Parking Spaces 6+,Unassigned,Attached
Principal Interest
$5,836
Taxes
$1,102

Home Price

$1,120,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$224,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,836.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,836.48 $1,101.81 $0.00 $6,938.29
Yearly $70,037.71 $13,221.73 $0.00 $83,259.44
Total $2,101,131.28 $396,651.90 $0.00 $2,497,783.18

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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