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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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3160 Mt. Philo Rd , Charlotte, VT 05445
$879,000
Est. Payment: $1,953.33/mo
3 Bed
3 Bath
2210 Sqft
Status: Pending | Days on site: 68
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House Description

Every small Vermont town has its iconic vintage homes-the ones that catch your eye every time you pass. This 1893 Queen Anne Victorian is one of Charlotte's finest, set on over 5 acres and lovingly cared for by the same owners for more than 40 years. A covered front porch welcomes you into the central foyer and expansive living room, where a large bay window frames Green Mountain views. Built-in bookcases, a wood-burning fireplace, and a window seat add to the room's original character and create a comfortable gathering space. At the back of the home, the eat-in kitchen features maple floors, custom cabinetry, slate countertops, and a sunny breakfast alcove that opens to the landscaped stone patio. Just off the kitchen, a mudroom with wainscoting, slate floors, and storage cubbies leads to a small back porch. An open dining room with cherry floors and an antique built-in butler's pantry completes the first floor. Upstairs, the primary suite includes a dressing area, walk-in closet, and private full bath. Two additional bedrooms are bright and spacious, with charming nooks and crannies throughout. They share a 3/4 bath and second-floor laundry with heated tile floors. The home underwent a thoughtful renovation in 1984 that added the kitchen, two baths, mudroom, and second-floor laundry, along with new plumbing and wiring throughout-no knob-and-tube wiring or cast iron. Beyond the home, the enchanting c.1860 English barn offers potential for a home business, studio, or auxiliary dwelling unit. The barn has been structurally reinforced and re-sited on a new poured concrete foundation. In 2015, the owners also installed a new state-of-the-art septic system engineered to support the existing 3-bedroom home and a future 1-bedroom ADU. These thoughtful improvements have added comfort and convenience while preserving the character and integrity that make this Charlotte home so memorable. After more than four decades as a beloved home, it is ready for its next chapter.

Highlights

Listed by Margolin and von Trapp Team , 802-846-9588 Coldwell Banker Hickok and Boardman , 802-863-1500.

Property Type

Residential

Lot/Acreage
5.37

Year Built

1887

County

Chittenden

Listing ID

5096408

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Range, Refrigerator, Washer, Solar Water Heater, Exhaust Fan, Vented Exhaust Fan
Air Cond:Central AC
Fireplaces:
Floor:Carpet,Ceramic Tile,Hardwood,Slate/Stone,Softwood,Tile,Wood
Above Ground Sq Ft:2210
Basement:Yes,Bulkhead,Full,Storage Space,Unfinished,Basement Stairs
Other:
  • Level 1:1/2 Bathroom, Dining Room, Eat-in Kitchen, Living Room, Mudroom
  • Additional:Wood Fireplace, 1 Fireplace, Kitchen/Dining, Primary BR w/ BA, Natural Woodwork, Walk-in Closet, 2nd Floor Laundry

Exterior Features

Lot:Existing
Zoning:Ag/ Residential
Roof:Metal,Standing Seam
Others:
  • Additional:Barn, Garden Space, Patio, Covered Porch
Sewer:Concrete,Mound Leach Field,On-Site Septic Exists,Private,Pumping Station,Replacement Field-OnSite,Septic Design Available,Septic
Parking Features:Storage Above,Driveway,On-Site,Barn,Detached
Principal Interest
$1,953
Taxes
$839

Home Price

$879,000

Loan Details

30 yrs
%

Down Payment

20%
$175,800
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Monthly Price:
$1,953.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,953.33 $838.55 $0.00 $2,791.88
Yearly $23,440.00 $10,062.60 $0.00 $33,502.60
Total $703,200.00 $301,878.00 $0.00 $1,005,078.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.