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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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3495 Spear St Unit 3 , Charlotte, VT 05445
$425,000
Est. Payment: $2,205.23/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 285
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Adam Dow
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House Description

Lot 3: 7.5 surveyed acres on Spear Street: Open field on east side of road with views towards Camel's Hump thru the woods. The approved engineering plans allow for your new 3 bedroom home. Shared driveway with Lot 4 has been built with common power connection point all set. The woods portion of both lots are conserved with no future development which will keep this area natural and undisturbed. Spear Street takes you right to the University of Vermont campus and the Medical Center in about 20 minutes! Mt. Philo State Park is just minutes away. Land is located between Burlington and Middlebury-2 college towns! Lot 4: 7.7 acres is also for sale at this time. MLS 5064558 One of the land owners is a Vermont licensed real estate broker.
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Highlights

Listed by Marcia Marble , 802-888-3418 Marble Realty, Inc. , 802-888-3418. PrimeMLS mls logo

Property Type

Vacant Land
Lot/Acreage
7.5

County

Chittenden

 School District

Chittenden South

Listing ID

5064550

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:

Exterior Features

Lot:Abuts Conservation,Country Setting,Field/Pasture,Mountain View,Open,Slight,Subdivision,View,Wetlands,Wooded
Zoning:Rural District
Sewer:On-Site Septic Needed,Septic Design Available
Principal Interest
$2,205
Taxes
$271

Home Price

$425,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,205.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,205.23 $270.94 $0.00 $2,476.17
Yearly $26,462.80 $3,251.25 $0.00 $29,714.05
Total $793,884.07 $97,537.50 $0.00 $891,421.57

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 5:45am

Data last updated: 2026-08-02T09:45:04.200Z

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