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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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481 Hills Point Rd , Charlotte, VT 05445
$2,495,000
Est. Payment: $13,001.79/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Stunning panoramic lake and Adirondack views highlight this four-bedroom, two-bath LAKEFRONT home, offering a rare opportunity to renovate or rebuild in one of Charlotte’s most sought-after neighborhoods. Set on 0.89 acres with 150+ feet of lake frontage, the property features a gently sloping lawn leading to a shale beach ideal for kayaking, paddleboarding, boating, swimming, or simply enjoying spectacular sunsets. The existing home offers two finished levels ready for renovation, while the exceptional setting provides endless potential for a custom lakeside retreat. Located in the desirable Hills Point neighborhood with easy access to Charlotte Village, Town Beach, the nearby covered bridge, and convenient commuting to Burlington or Middlebury.

Highlights

Listed by Geri Reilly , 802-307-9611 Geri Reilly Real Estate , 802-862-6677. PrimeMLS mls logo

Property Type

Vacant Land

Lot/Acreage
0.89

County

Chittenden

School District

Charlotte School District

Listing ID

5091643

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Neighborhood,Lake Frontage,Lake View,Level,Mountain View,Water View,Waterfront,Lake Champlain, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 147 ft
Zoning:residential
Others:Beach Access,Directly Adjoining
Sewer:Septic Shared
Principal Interest
$13,002
Taxes
$1,911

Home Price

$2,495,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$499,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,001.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,001.79 $1,911.29 $0.00 $14,913.08
Yearly $156,021.50 $22,935.50 $0.00 $178,957.00
Total $4,680,645.13 $688,065.00 $0.00 $5,368,710.13

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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