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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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440 Mills Point Rd , Colchester, VT 05446
$574,900
Est. Payment: $2,983.03/mo
2 Bed
2 Bath
2442 Sqft
Status: active | Days on site: 64
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Enjoy the Lake Champlain lifestyle without the price of direct owned waterfront. This spacious 2017 home offers lake views, private beach access, an included boat mooring, an oversized 2 car garage and more than 2400 square feet of flexible year round living space near the Colchester Causeway. Enjoy boating, kayaking, paddleboarding, swimming, fishing, cycling, and year-round recreation, all just minutes from Burlington, UVM Medical Center, shopping, dining, and schools. The open-concept main level features a chef's kitchen with quartz countertops, stainless steel appliances, a large center island, and spacious living and dining areas that open to a covered porch with Lake Champlain views. A first-floor bedroom and full bath offer flexible living, while the oversized two-car garage provides exceptional storage. Upstairs, the loft is ideal for a home office or additional living space. The finished walkout lower level includes a family room, bedroom, full bath, and bonus room perfect for a gym, hobby room, or playroom. Outside, enjoy a private backyard with an outdoor bar, fire pit, raised garden beds, and room to relax after a day on the lake. Additional features include a new on-demand hot water system (2026), whole-house Generac generator, energy-efficient heat pump for heating and cooling, central vacuum, premium Inspired Closets systems, and hardwood flooring throughout. Whether you're looking for a year-round home or a vacation retreat, 440 Mills Point Road offers an affordable opportunity to enjoy the Lake Champlain lifestyle.

Highlights

Listed by Darcy Handy , 802-373-1251 RE/MAX North Professionals , 802-655-3333. PrimeMLS mls logo

Property Type

Residential

HOA Fee

250 Yearly

Year Built

2017

County

Chittenden

School District

Colchester School District

Listing ID

5091143

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer, On Demand Water Heater
Air Cond:Mini Split
Fireplaces:
Floor:Carpet,Vinyl,Wood
Above Ground Sq Ft:1434
Basement:Yes,Climate Controlled,Daylight,Finished,Full,Walkout,Interior Access
Other:Central Vacuum,Cathedral Ceiling,Ceiling Fan,Dining Area,Kitchen Island,Kitchen/Dining,Kitchen/Family,Kitchen/Living,Natural Light,Basement Laundry

Exterior Features

Lot:Existing,Lake Champlain, Waterbody Type: Lake
Zoning:R1
Roof:Asphalt Shingle
Others:Boat Launch,Boat Mooring,Deck,Porch,ROW to Water,Beach Access,Cross a Street to Access,Indirect,Not Adjoining,Shared-Private
Sewer:Septic
Parking Features:Driveway,Garage,Attached
Principal Interest
$2,983
Taxes
$559
HOA
$250

Home Price

$574,900

Loan Details

30 yrs
6.75%

Down Payment

20%
$114,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,983.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,983.03 $558.97 $250.00 $3,792.00
Yearly $35,796.39 $6,707.67 $3,000.00 $45,504.06
Total $1,073,891.65 $201,230.10 $90,000.00 $1,365,121.75

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (Colchester, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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