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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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491 Watkins Rd , Colchester, VT 05446
$649,000
Est. Payment: $3,524.97/mo
3 Bed
2 Bath
2892 Sqft
0.49 Acres
Status: pending | Days on site: 14
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House Description

Welcome to 491 Watkins Road – The Watkins Way of Life! Discover the perfect combination of comfort, convenience, and community in one of Colchester’s most desirable neighborhoods! This beautifully maintained home offers an inviting open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, and plenty of room to gather, flowing seamlessly into the dining and living areas, where a cozy gas fireplace creates a warm and welcoming atmosphere. The thoughtfully designed split-bedroom floor plan offers privacy and functionality, with the primary suite featuring its own private bath and walk-in closet on one side of the home, while two additional bedrooms and a full bath are located on the opposite side. Downstairs, the expansive finished lower level provides a wonderful recreation room with endless possibilities for movie nights, game days, a home gym, or additional entertaining space. Step outside to your own backyard retreat! The spacious deck is perfect for summer barbecues, morning coffee, or relaxing evenings in the hot tub, which is included with the property. The fully fenced backyard offers a wonderful space for pets, play, and outdoor gatherings. But the lifestyle doesn't stop at your property line! Enjoy the exceptional amenities of the North Harbor community, including approximately 31 acres of common land, an inground swimming pool, tennis courts, clubhouse, walking trails, and a 2-hole golf course. It's a neighborhood where recreation, relaxation, and a sense of community come together. Conveniently located just minutes from Interstate 89, Lake Champlain, shopping, dining, and Burlington, this home offers the best of Vermont living with easy access to everything you need. OPEN HOUSE – Saturday, October 17th, from 1–3 PM! Come experience The Watkins Way of Life for yourself!

Highlights

Listed by Shannon Kane , 802-363-0607 CENTURY 21 North East , 802-782-8662. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

82 Monthly

Year Built

1998

County

Chittenden

School District

Colchester School District

Listing ID

5114293

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Owned Water Heater
Air Cond:Wall AC Units
Fireplaces:
Floor:Carpet,Hardwood
Above Ground Sq Ft:1734
Basement:Yes,Concrete,Partially Finished,Interior Access,Exterior Access
Other:
  • ▪ Additional:Central Vacuum, Blinds, Gas Fireplace, 1 Fireplace, Hot Tub, Kitchen Island, Primary BR w/ BA, Walk-in Closet, Basement Laundry

Exterior Features

Lot:Existing
Zoning:residential
Roof:Shingle
Others:
  • ▪ Additional:Dog Fence, Full Fence, Hot Tub, Covered Porch
Sewer:Community
Parking Features:Paved
Principal Interest
$3,525
Taxes
$828
HOA
$82

Home Price

$649,000

Loan Details

30 yrs
7.202%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,524.97

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,524.97 $828.48 $82.00 $4,435.45
Yearly $42,299.66 $9,941.80 $984.00 $53,225.46
Total $1,268,989.69 $298,254.00 $29,520.00 $1,596,763.69

Today's Rates

30 Year

7.2%

20 Year

7.38%

15 Year

6.78%

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Market insight data is pulled from the same city as the listing being viewed (Colchester, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated October 31, 2026 12:59pm

Data last updated: 2026-10-31T16:59:22.600Z

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