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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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78 Overlake Dr , Colchester, VT 05446
$1,095,000
Est. Payment: $5,947.37/mo
4 Bed
3 Bath
4244 Sqft
0.38 Acres
Status: pending | Days on site: 25
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House Description

Enjoy comfortable, luxurious living and spectacular Lake Champlain sunsets in this custom executive home with private, deeded, access to one of the most beautiful sandy beaches on Lake Champlain shared only with 16 homes. This exquisite home has been thoughtfully enhanced by its original owners with numerous upgrades including a carefully designed addition, creating a tasteful blend of style, comfort, and functionality. This inviting step-down family room features tray ceilings and a sand-hued stone fireplace flanked by elegant built-in bookcases; ideal gathering space for family and friends. The kitchen has been tastefully updated with granite countertops, stone backsplash, newer drop sink and hardware, and newer appliances. The kitchen eat-in area features a large center island with seating, a charming window nook and glass door access to an impressive Trex deck completed in 2024. Outdoor living comes naturally here, whether dining with family and friends or relaxing with a good read. The spacious primary ensuite offers an upgraded retreat with a spa bath, handsomly tiled shower and double sink. Additional bathrooms have been recently refreshed with new shower, tile, cabinetry, and lighting. A major comfort upgrade came in 2022 with the installation of a full central air-conditioning system. A newer roof, furnace and full-house generator provide added efficiency and peace of mind. This summer new carpeting was installed throughout the second floor and brand new flooring in office and foyer were installed. Interior and exterior received a fresh, professionally applied coat of paint. Beyond the property, Colchester offers an exceptional outdoor lifestyle, with a network of walking and biking trails ranging from an iconic causeway over the water to peaceful nature preserves. Four primary marinas along the protected waters of Malletts Bay provide easy access to Lake Champlain. A lifestyle to treasure where home meets the Lake! OPEN HOUSE Sunday, 10/18 from 1-3p.m.

Highlights

Listed by Eileen Warner , 802-846-7871 Four Seasons Sotheby's Int'l Realty , 802-864-0541. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.38

Year Built

1994

County

Chittenden

School District

Colchester School District

Listing ID

5111586

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, ENERGY STAR Qual Dishwshr, Disposal, Dryer, Microwave, Electric Range, ENERGY STAR Qual Fridge, Washer, ENERGY STAR Qual Washer, Natural Gas Water Heater, Owned Water Heater
Air Cond:Central AC
Fireplaces:
Floor:Carpet,Ceramic Tile,Hardwood,Parquet
Above Ground Sq Ft:3285
Basement:Yes,Concrete,Finished,Interior Stairs
Other:
  • ▪ Level 1:Dining Room, Family Room, Foyer, Kitchen/Dining, Living Room, Office/Study
  • ▪ Additional:Central Vacuum, Attic with Hatch/Scuttle, Blinds, Ceiling Fan, Dining Area, Draperies, Gas Fireplace, 1 Fireplace, Hearth, Kitchen Island, Kitchen/Dining, Living/Dining, Primary BR w/ BA, Natural Light, Indoor Storage, Walk-in Closet, Whirlpool Tub, Window Treatment, Programmable Thermostat, 1st Floor Laundry, Common Heating/Cooling

Exterior Features

Lot:Existing,Waterfront,Lake Champlain, Waterbody Type: Lake, Waterbody Access: Shared, Waterfront: 46 ft
Zoning:R3
Roof:Architectural Shingle
Others:
  • ▪ Additional:Boat Mooring, Deck, Garden Space, Natural Shade, ROW to Water, Shed, Window Screens, Double Pane Window(s), Storm Window(s), Beach Access, Deep Water Access, Shared-Private
Sewer:Septic
Parking Features:Auto Open,Direct Entry,Driveway,Garage,Parking Spaces 3 - 5,Paved,Attached
Principal Interest
$5,947
Taxes
$1,126

Home Price

$1,095,000

Loan Details

30 yrs
7.202%

Down Payment

20%
$219,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,947.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,947.37 $1,125.67 $0.00 $7,073.04
Yearly $71,368.45 $13,508.00 $0.00 $84,876.45
Total $2,141,053.48 $405,240.00 $0.00 $2,546,293.48

Today's Rates

30 Year

7.2%

20 Year

7.38%

15 Year

6.78%

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Market insight data is pulled from the same city as the listing being viewed (Colchester, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated October 31, 2026 12:59pm

Data last updated: 2026-10-31T16:59:22.600Z

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