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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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1030 Mount Vernon St , Derby, VT 05829
$579,000
Est. Payment: $3,017.25/mo
5 Bed
4 Bath
4192 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Exceptional home offering a permitted 5-bedroom layout with flexible living arrangements between the main residence and the attached apartment. Whether you need space for extended family, guests, a home office, or rental income, this property offers outstanding versatility. Both the main home and the apartment feature thoughtfully designed floor plans with a wonderful flow from room to room. The main house offers a spacious kitchen that's perfect for entertaining, beautiful hardwood floors throughout, and a stunning primary suite featuring the airy height of a cathedral ceiling. Curl up with a favorite book on the charming window seat, then step into the luxurious ensuite bath complete with a custom-built massage shower and the convenience of a walk-in jetted tub. The upstairs laundry room is exactly where you want it, making everyday living that much easier. You'll also find a cedar-lined closet and an expansive great room that's ready for game nights, movie marathons, holiday gatherings, or simply spending quality time with family and friends. The attached apartment is equally well-appointed, offering comfortable, independent living in a welcoming space. From the moment you arrive, you'll be impressed by the home's attractive architectural details, beautifully landscaped and meticulously maintained grounds, and inviting pathways leading to the front entrance. Both the main residence and the apartment enjoy their own private deck and dedicated garage, providing comfort, privacy, and convenience. Located in a wonderful neighborhood, you'll feel right at home while enjoying easy access to downtown, the hospital, shopping, dining, the shores of Lake Memphremagog, and the Country Club with golf just steps away. Interstate 91 is nearby, making travel north into Canada for an international getaway or south throughout New England quick and convenient. This exceptional property truly combines beauty, flexibility, comfort, and an outstanding location. Book to Look

Highlights

Listed by Sharon Faust , 802-744-6844 Big Bear Real Estate , 802-744-6844. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
1

Year Built

2001

County

Orleans

Listing ID

5101313

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:2
  • 3/4 Bathrooms:2
Appliances:Dishwasher, Dryer, Range Hood, Microwave, Electric Range, Refrigerator, Washer, Owned Water Heater, Exhaust Fan
Floor:Ceramic Tile,Hardwood
Above Ground Sq Ft:4192
Basement:Yes,Concrete,Concrete Floor,Full,Interior Stairs,Storage Space,Unfinished,Basement Stairs
Other:Level 1: 3/4 Bathroom,Level 1: Dining Room,Level 1: Eat-in Kitchen,Level 1: Laundry Room,Level 1: Living Room,Level 1: Office/Study,Central Vacuum,Cathedral Ceiling,Cedar Closet,Ceiling Fan,Dining Area,In-Law/ADU,Kitchen Island,Laundry Hook-ups,Primary BR w/ BA,Natural Woodwork,Soaking Tub,Walk-in Closet,2nd Floor Laundry

Exterior Features

Lot:Existing
Zoning:Town
Roof:Architectural Shingle
Others:Deck,Patio,Covered Porch,Storage,Window Screens
Sewer:1000 Gallon,Concrete,Leach Field
Principal Interest
$3,017
Taxes
$643

Home Price

$579,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$115,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,017.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,017.25 $642.72 $0.00 $3,659.97
Yearly $36,206.99 $7,712.63 $0.00 $43,919.62
Total $1,086,209.83 $231,378.90 $0.00 $1,317,588.73

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Derby, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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