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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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670 Spencer Farm Rd , Ferrisburgh, VT 05491
$3,335,000
Est. Payment: $17,379.15/mo
4 Bed
4 Bath
6636 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Every evening the sun sets behind the Adirondack High Peaks, casting golden light across Lake Champlain. Designed to embrace this extraordinary setting, this custom timber-frame home offers an exceptional waterfront lifestyle where every season brings new ways to relax, entertain, and reconnect with nature. Walls of glass frame spectacular lake views, while soaring timber beams, radiant-heated Brazilian cherry floors, and a dramatic stone fireplace create warm, inviting spaces for gathering. The chef's kitchen flows seamlessly into the great room, making every meal and celebration memorable. The first-floor primary suite offers a peaceful sanctuary, where stepping onto the lakeside deck at sunrise or unwinding with a soak after a day on the water becomes part of everyday life. Upstairs, a loft overlooking the great room and three additional bedrooms welcome family and guests with comfort and privacy. Over the heated garage a large separate suite with kitchenette and bathroom providing even more options. Outside, beautifully landscaped gardens, a covered porch, hot tub, lakeside fire pit, and expansive decks invite mornings with coffee, afternoons on the water, and unforgettable sunsets. The lower level includes a media room, fitness area, and sauna for year-round enjoyment. Beyond the property, some of Vermont's finest experiences are just minutes away. Spend the day at the Basin Harbor Club enjoying golf, boating, tennis, or waterfront dining before returning home in time for sunset. Explore the boutiques, restaurants, farmers markets, and cultural offerings of nearby Middlebury, or venture to Burlington for its vibrant waterfront, acclaimed dining, arts scene, and international airport. Perfectly positioned for both peaceful retreat and effortless adventure, this exceptional home offers not simply a place to live, but a way of life; one defined by natural beauty, timeless craftsmanship, and unforgettable moments on the shores of stunning Lake Champlain.

Highlights

Listed by The Hammond Team , 802-488-3445 KW Vermont , 802-654-8500. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
3.04

Year Built

2010

County

Addison

Listing ID

5093093

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Range Hood, Microwave, Mini Fridge, Gas Range, Refrigerator, Washer
Air Cond:Central AC,Mini Split
Fireplaces:
Above Ground Sq Ft:5059
Basement:Yes,Bulkhead,Climate Controlled,Full,Partially Finished,Interior Stairs,Interior Access
Other:Level 1: Full Bathroom,Level 1: 1/2 Bathroom,Level 1: Dining Room,Level 1: Great Room,Level 1: Kitchen,Level 1: Primary Bdm Ste,Level 1: Mudroom,Level 1: Sunroom,Central Vacuum,Cathedral Ceiling,Ceiling Fan,Dining Area,2 Fireplaces,Furnished,Hot Tub,Kitchen Island,Kitchen/Dining,Kitchen/Living,Primary BR w/ BA,Natural Light,Natural Woodwork,Sauna,Soaking Tub,Indoor Storage,Surround Sound Wiring,Walk-in Closet,1st Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Lake Champlain, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 327 ft
Zoning:Residential
Roof:Other
Others:Invisible Pet Fence,Garden Space,Hot Tub,Patio,Covered Porch,Dock Access
Sewer:Private,Septic
Parking Features:Heated Garage,Driveway,Attached
Principal Interest
$17,379
Taxes
$3,206

Home Price

$3,335,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$667,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,379.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $17,379.15 $3,205.57 $0.00 $20,584.72
Yearly $208,549.79 $38,466.88 $0.00 $247,016.67
Total $6,256,493.59 $1,154,006.40 $0.00 $7,410,499.99

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Ferrisburgh, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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