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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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145 Shore Rd , Franklin, VT 05457
$599,900
Est. Payment: $1,333.11/mo
3 Bed
1 Bath
1152 Sqft
Status: Active | Days on site: 3
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6347 - 626713,22905
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House Description

An exceptional lakefront retreat offering privacy, recreation, thoughtful stewardship, and incredible future possibilities. Unlike many seasonal lake properties, the land here is OWNED, not leased. Four individual lots convey together, creating intriguing potential for a private family compound, wellness retreat, creative getaway, or cottage/tiny-home style enclave. Keep the existing waterfront camp as the heart of the property while exploring additional dwellings or guest spaces on the remaining lots, subject to permitting and approvals. Imagine gardens, yoga beneath the trees, gathering spaces, artist cabins, meditation areas, and days centered around the lake. Lots will not be sold separately. Proud recipients of a Lake Wise Award, the owners have thoughtfully maintained the property with lake health in mind. Features include a rain garden designed to capture and filter stormwater runoff and native shoreline plantings added to reduce erosion and protect water quality. The charming wood-lined cabin features handcrafted details and an inviting open layout designed for relaxation and entertaining. Enjoy indoor and outdoor dining, beautiful landscaping, and a spacious back porch where trees grow through the deck, providing natural shade and a unique connection to the landscape. A private dock puts Lake Carmi recreation right at your doorstep. Additional features include modern windows, a reliable heating source, drilled well, large concrete septic system, and easy paved-road access. Just 5 minutes from the Canadian border and approximately 20 minutes from St. Albans. Lake Carmi is entering an exciting new chapter following the major 2025 alum treatment, a significant water-quality initiative designed to improve the lake for swimming and recreation for years to come. More than a seasonal camp, this is an opportunity to create something truly special on one of northern Vermont's largest lakes.

Highlights

Listed by Shayna Sherwood , 323-708-2900 and Margo Sherwood , 802-782-0821 Sherwood Real Estate , 802-782-0821.

Property Type

Residential

Lot/Acreage
0.97

Year Built

1955

County

Franklin

School District

Franklin Northwest

Listing ID

5106031

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Whole House Fan
Fireplaces:
Floor:Wood
Above Ground Sq Ft:1152
Basement:No
Other:
  • Level 1:Bedroom, Full Bathroom, Kitchen/Living

Exterior Features

Lot:Existing,Waterfront,Carmi Lake, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 115 ft
Zoning:residential
Roof:Metal
Others:
  • Additional:Boat Slip/Dock, Docks, Deck, Garden Space, Natural Shade, Other - See Remarks, Outbuilding, Patio, Porch, Private Dock, Shed, Storage, Window Screens, Handicap Modified, Directly Adjoining, Dock Access
Sewer:1000 Gallon,Septic
Principal Interest
$1,333
Taxes
$318

Home Price

$599,900

Loan Details

30 yrs
%

Down Payment

20%
$119,980
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Monthly Price:
$1,333.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,333.11 $317.83 $0.00 $1,650.94
Yearly $15,997.33 $3,814.00 $0.00 $19,811.33
Total $479,920.00 $114,420.00 $0.00 $594,340.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.