Agent profile image in chat bubble
Agent profile image in chat header

Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

Agent profile image in message

491 Elm St Unit 4 , Montpelier, VT 05602
$279,000
Est. Payment: $620.00/mo
2 Bed
1 Bath
650 Sqft
Status: Active | Days on site: 3
Get Pre-Qualified
4662 - 393762
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Efficient, low-maintenance living in a newly constructed home just minutes from downtown Montpelier. This 2-bedroom, 1-bath garden-level unit offers a smart layout with engineered hardwood flooring throughout and a clean, modern feel. The kitchen is designed for everyday functionality, while the overall floor plan maximizes usable space and comfort.Built with energy efficiency in mind, the home features heat pump heating and cooling, along with an Energy Recovery Ventilation (ERV) system that provides continuous fresh air. High-performance construction helps maintain a quiet interior and contributes to lower and more predictable operating costs. Located on Elm Street, this home offers a rare combination of convenience and setting. Enjoy nearby river access while the building and parking areas remain outside the floodplain. A flat walk connects you to downtown Montpelier, the neighborhood bakery, town pool, recreation fields, North Branch Nature Center trails, and Hubbard Park.A compelling option for first-time buyers, downsizers, or anyone seeking a move-in-ready home with minimal upkeep and modern systems.

Highlights

Listed by Robert Foley , 802-318-0833 Flat Fee Real Estate , 802-318-0833.

Property Type

Condo/Townhome

HOA Fee

225 Monthly

Year Built

2026

County

Washington

Listing ID

5109646

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Dryer, Range Hood, Microwave, Electric Range, Refrigerator, Washer
Air Cond:Mini Split
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:650
Basement:No
Other:
  • Additional:Dining Area, Kitchen/Dining, Kitchen/Family, Kitchen/Living, Living/Dining, Primary BR w/ BA

Exterior Features

Lot:Under Construction
Zoning:Residential
Roof:Shingle
Sewer:Public
Parking Features:Off Street,On-Site,Parking Spaces 2
Principal Interest
$620
Taxes
$178
HOA
$225

Home Price

$279,000

Loan Details

30 yrs
%

Down Payment

20%
$55,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$620.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $620.00 $177.86 $225.00 $1,022.86
Yearly $7,440.00 $2,134.35 $2,700.00 $12,274.35
Total $223,200.00 $64,030.50 $81,000.00 $368,230.50

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Montpelier, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.