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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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11 Prospect St , St. Albans City, VT 05478
$548,000
Est. Payment: $2,843.45/mo
3 Bed
4 Bath
2766 Sqft
Status: active with contingency | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 11 Prospect Street, located in the desirable upper hill section of St. Albans. Set in a wonderful neighborhood, this home offers warmth, character, and space for the next owner to make it home. The welcoming entryway opens to a thoughtful floor plan featuring wood floors, a spacious living room with gas stove and built-in bookcases, and a dining room with charming built-in corner hutches. The large kitchen offers abundant storage, wood cabinetry, and tile flooring, making it both functional and welcoming. A cozy den or music room off from the living room adds wonderful flexibility with built-ins, classic paneling, and access to the 3-season porch overlooking the front yard. This space could also serve as a home office, study, hobby room, or whatever best fits your lifestyle. Upstairs, you’ll find three bedrooms, including a primary bedroom with wood floors and a private full bath. A second full bath serves the additional bedrooms. The full basement offers excellent additional space with a workshop area, dedicated laundry room with laundry chute, half bath, additional flex/storage room, and direct access to the garage. Additional features include central air, central vac, a recently updated hot water heater, and spacious 2-car garage. Outside, the beautifully landscaped, fully fenced backyard is truly a peaceful retreat, complete with walking paths and quiet spaces to sit, reflect, garden, or simply enjoy. With its character, setting, and meditative outdoor oasis, this upper hill home is ready to welcome its next owner.

Highlights

Listed by Leigh Horton , 802-233-3982 Your Journey Real Estate , 802-483-4187. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.59

Year Built

1950

County

Franklin

School District

Maple Run USD

Listing ID

5097725

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:2
  • 1/2 Bathrooms:2
Appliances:Dryer, Freezer, Microwave, Electric Range, Refrigerator, Washer
Air Cond:Central AC
Fireplaces:
Floor:Combination
Above Ground Sq Ft:2766
Basement:Yes,Sump Pump,Basement Stairs
Other:Level 1: 1/2 Bathroom,Level 1: Dining Room,Level 1: Family Room,Level 1: Foyer,Level 1: Kitchen,Level 1: Living Room,Level 1: Sunroom,Central Vacuum

Exterior Features

Lot:Existing
Zoning:Res
Roof:Asphalt Shingle
Others:Garden Space,Natural Shade,Covered Porch,Shed
Sewer:Public
Principal Interest
$2,843
Taxes
$966

Home Price

$548,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$109,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,843.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,843.45 $966.35 $0.00 $3,809.80
Yearly $34,121.45 $11,596.20 $0.00 $45,717.65
Total $1,023,643.46 $347,886.00 $0.00 $1,371,529.46

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans City, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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