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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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12 Congress St , St. Albans City, VT 05478
$350,000
Est. Payment: $777.78/mo
0 Bed
0 Bath
3302 Sqft
Status: Pending | Days on site: 19
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House Description

An exceptional, fully occupied multi-use property is now available in the heart of central downtown St. Albans. Extensively renovated top-to-bottom and meticulously maintained, this turn-key 4-unit building offers immediate, uninterrupted cash flow and low maintenance. The property features a balanced mix of commercial and residential income streams. On the main floor, the high-visibility commercial unit houses an established salon tenant, benefiting from high foot traffic and prime street exposure. Above, the residential quarters consist of three fully occupied apartments: two efficient 1-bedroom units designed for high demand and low maintenance, and a spacious 2-bedroom unit that provides comfortable living and long-term rental stability. Having undergone extensive capital improvements, incoming owners will benefit from reduced future maintenance costs and maximized net operating income from day one. Situated just steps from downtown shops, dining, parks, and city amenities, the premier location ensures consistently strong tenant demand and low vacancy rates across all four units. Whether expanding an existing real estate portfolio or acquiring a premier mixed-use asset in a growing Vermont market, this property delivers top-tier condition, prime location, and reliable cash flow.

Highlights

Listed by PJ Poquette , 802-524-9501 Poquette Realty , 802-524-9501.

Property Type

Commercial Sale

Lot/Acreage
0.04

Year Built

1880

County

Franklin

Listing ID

5104515

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Basement:Yes,Unfinished

Exterior Features

Zoning:Commercial
Roof:Metal
Sewer:Public
Principal Interest
$778
Taxes
$812

Home Price

$350,000

Loan Details

30 yrs
%

Down Payment

20%
$70,000
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Monthly Price:
$777.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $777.78 $811.56 $0.00 $1,589.34
Yearly $9,333.33 $9,738.72 $0.00 $19,072.05
Total $280,000.00 $292,161.60 $0.00 $572,161.60

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans City, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.