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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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172 High St , St. Albans City, VT 05478
$480,000
Est. Payment: $2,490.62/mo
4 Bed
2 Bath
2288 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Tucked into the hillside section of St. Albans, this well-maintained duplex brings privacy, flexibility, Lake Champlain views, and a layout optimal for owner occupying or as an investment. Uniquely placed on a hillside between Donnelly and High Street. Each home has its own entrance and dedicated off-street parking, giving both units an easy sense of independence. Inside, each unit offers two bedrooms, a spacious living room, and a bonus office or study space for remote work, creative projects, guests, or the kind of storage that keeps life from taking over the living room. The upper unit gets the extra magic, with scenic views of Lake Champlain and access to a detached two-car garage, while the lower unit benefits from its own attached one-car garage for easy everyday convenience during Vermont winters. A full basement adds even more room for storage and workspace. With numerous updates and improvements over the years including replacement of all the windows and electrical work, this move-in-ready St. Albans multi-family property is positioned for long-term flexibility. Live in one unit and use rental income to help offset the mortgage, add a strong Vermont duplex to your investment portfolio, or create a living setup with room to adapt as life changes. Close to downtown St. Albans, shopping, dining, and everyday essentials, this is not just a duplex on a hillside. It is a smart, scenic, quietly versatile opportunity with real Vermont staying power.

Highlights

Listed by Conner Hayes , 802-734-4162 Element Real Estate , 802-497-2575. PrimeMLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.36

Year Built

1961

County

Franklin

School District

Maple Run USD

Listing ID

5089952

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:2288
Basement:Yes,Full,Storage Space,Unfinished,Walkout

Exterior Features

Lot:Existing,Lake Champlain, Waterbody Type: Lake
Zoning:Residential 8700
Roof:Asphalt Shingle
Others:Garden Space
Sewer:Public
Parking Features:Direct Entry,Detached,Driveway,Garage,Off Street,Paved,Attached
Principal Interest
$2,491
Taxes
$663

Home Price

$480,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$96,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,490.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,490.62 $662.53 $0.00 $3,153.15
Yearly $29,887.40 $7,950.36 $0.00 $37,837.76
Total $896,622.01 $238,510.80 $0.00 $1,135,132.81

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans City, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 5:45am

Data last updated: 2026-08-02T09:45:04.200Z

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