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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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181 Federal St , St. Albans City, VT 05478
$195,500
Est. Payment: $1,018.78/mo
3 Bed
1 Bath
986 Sqft
Status: active | Days on site: 38
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Excellent investment opportunity featuring an impressive cap rate nearing 12%! Current tenants are on a month-to-month lease, offering flexible occupancy and income potential for investors or owner-occupants alike. Classic character meets everyday convenience in this farmhouse in the heart of St. Albans City. Set on a fenced lot with off-street parking, this home welcomes you with a covered front porch and side enclosed porch - perfect for enjoying Vermont's seasons. Inside, you'll find upgraded flooring in the updated kitchen and dining room, convenient first-floor laundry hookups, and a flexible floor plan designed to fit a variety of lifestyles. Three bedrooms including an easily accessible first-floor option, plus a den/office, and upstairs, a full bath. Very close to downtown St. Albans' shops, restaurants, and Taylor Park, and only minutes to I-89 for an easy commute south to Burlington or north to Montreal, this property offers the perfect blend of location and opportunity.

Highlights

Listed by The Steve Audette Team , 802-846-8800 Coldwell Banker Hickok and Boardman , 802-863-1500. PrimeMLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.11

Year Built

1868

County

Franklin

Listing ID

5089640

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:
Floor:Wood,Vinyl Plank
Above Ground Sq Ft:986
Basement:Yes,Interior Stairs,Unfinished

Exterior Features

Lot:Existing
Zoning:Residential
Roof:Metal
Others:Full Fence,Covered Porch
Sewer:Public
Principal Interest
$1,019
Taxes
$317

Home Price

$195,500

Loan Details

30 yrs
6.792%

Down Payment

20%
$39,100
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,018.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,018.78 $316.74 $0.00 $1,335.51
Yearly $12,225.33 $3,800.84 $0.00 $16,026.17
Total $366,759.97 $114,025.20 $0.00 $480,785.17

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans City, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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