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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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90 Congress St , St. Albans City, VT 05478
$450,000
Est. Payment: $2,334.95/mo
4 Bed
2 Bath
2145 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Some homes simply feel like home the moment you step inside, and this is one of them. Spacious, warm, and filled with character, each room feels wonderfully grand while still offering an undeniable sense of comfort and belonging. The inviting front porch sets the tone, offering the perfect place for morning coffee, unhurried conversations, and front porch talks that linger into the evening. Inside, the front parlor welcomes you with a beautiful antique mantel, inviting you to imagine the generations who have entered through the front door. The more commonly used rear entrance opens into a charming room featuring hardwood floors, built-in bookshelves, and a cozy gas stove. Create a personal library, display treasured photographs, or simply enjoy this inviting space as part of your daily comings and goings. The kitchen offers an abundance of custom pantry storage along with peaceful views of the beautifully landscaped backyard. Outside, meandering pathways wind through thoughtfully established gardens, creating a private setting for meditative walks, quiet coffee sits, and moments spent appreciating the changing seasons. The home’s generous rooms provide flexibility for gathering, relaxing, working, and creating, while a secret third-floor play space offers a magical place where imaginations can be set free. The basement includes a large workshop where much of the custom craftsmanship found throughout the home was lovingly created. Clearly cherished and carefully maintained, this is a true heartstrings home... cozy, character-filled, and awaiting its next owner to begin a new chapter of memory-making.

Highlights

Listed by Leigh Horton , 802-233-3982 Your Journey Real Estate , 802-483-4187. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1895

County

Franklin

School District

Maple Run USD

Listing ID

5102524

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Air Cond:Attic Fan
Fireplaces:
Above Ground Sq Ft:2145
Basement:Yes,Concrete Floor,Interior Stairs,Storage Space,Walkout,Interior Access,Exterior Access,Basement Stairs

Exterior Features

Lot:Existing
Zoning:Res
Roof:Asphalt Shingle
Sewer:Public
Principal Interest
$2,335
Taxes
$592

Home Price

$450,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,334.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,334.95 $592.40 $0.00 $2,927.36
Yearly $28,019.44 $7,108.84 $0.00 $35,128.28
Total $840,583.13 $213,265.20 $0.00 $1,053,848.33

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans City, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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