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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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126 Georgia Shore Rd , St. Albans Town, VT 05478
$779,000
Est. Payment: $4,042.06/mo
4 Bed
3 Bath
2504 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Walk to the marina. Watch the fireworks from your front yard. Live the lake life. Experience lakefront living with built-in opportunity at this beautifully maintained 4-bedroom, 3-bath property offering direct water frontage and an additional dwelling unit (ADU)—ideal for extended family, guests, or supplemental income. The main residence features a thoughtful layout with generous living spaces, abundant natural light, and seamless indoor-outdoor flow for enjoying lake views and easy water access. Located just a short walk to the St. Albans Bay Marina and the Bay Park, this home places boating, dining, and the best of St. Albans Bay right at your doorstep. A truly special highlight: the Fourth of July fireworks are launched right in the bay—meaning the show is enjoyed from your own front yard, creating unforgettable summer memories without ever leaving home. The separate ADU offers flexibility and privacy and has been successfully used by the current owner as a short-term rental. The property has demonstrated strong, consistent Airbnb performance, making it appealing for buyers interested in offsetting ownership costs or continuing a well-established rental setup. With parking, privacy, and a waterfront setting that appeals to both full-time residents and vacationers, this property delivers a rare blend of walk-to-marina convenience, lakefront lifestyle, and income potential. Just minutes away from I-89, 30 minutes to Burlington, an hour to Jay Peak and 1 hour 20 minutes to Montreal, this waterfront property is a must see!

Highlights

Listed by Mona Branon Lemieux , CENTURY 21 North East , 802-782-8662. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.21

Year Built

1997

County

Franklin

School District

Maple Run USD

Listing ID

5077889

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 3/4 Bathrooms:1
Air Cond:Mini Split
Fireplaces:
Above Ground Sq Ft:2504
Basement:Yes,Full
Other:Level 1: Bedroom,Level 1: 3/4 Bathroom,Level 1: Dining Room,Level 1: Eat-in Kitchen,Level 1: Laundry Room,Level 1: Living Room

Exterior Features

Lot:Existing,Waterfront,Lake Champlain, Waterbody Type: Lake, Waterbody Access: Exclusively Owned
Zoning:Residential
Roof:Shingle
Others:Beach Access,Directly Adjoining,Dock Access
Sewer:Septic
Principal Interest
$4,042
Taxes
$830

Home Price

$779,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$155,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,042.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,042.06 $830.35 $0.00 $4,872.41
Yearly $48,504.76 $9,964.20 $0.00 $58,468.96
Total $1,455,142.80 $298,926.00 $0.00 $1,754,068.80

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans Town, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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