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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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20 Hillside Terrace , St. Albans Town, VT 05478
$1,350,000
Est. Payment: $7,004.86/mo
5 Bed
5 Bath
4728 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perched gracefully atop 10+ private acres in the rolling hills of St. Albans, this home is a rare Vermont estate where timeless craftsmanship, extraordinary privacy & sweeping natural beauty converge. From the moment you arrive along the tree-lined drive, framed by manicured gardens, raised beds & a tranquil pond, the property unfolds like a secluded countryside retreat; designed to capture the majesty of Lake Champlain & the Adirondacks from every vantage point w/views stretching northward to Montreal. Step through the impressive entryway & into a residence that immediately evokes warmth & elegance. A grand staircase sets the tone for interiors rich in architectural detail & refined finishes that create a sophisticated yet inviting atmosphere. Sunlight pours through Marvin windows, illuminating thoughtfully designed living spaces enhanced by custom details at every turn. Designed for both everyday living & effortless entertaining, the home offers multiple gathering spaces anchored by 3 fireplaces, expansive lake-facing windows & seamless access to an oversized deck where sunsets over Lake Champlain become your daily ritual. A spectacular bonus space offers the perfect setting for a guest bedroom or studio. The primary suite is a sanctuary complete w/breathtaking views that greet you each morning. The in-law apartment adds remarkable versatility for guests or multi-generational living, opening directly onto an extensive patio amongst flourishing perennial gardens & panoramic vistas. Impeccably maintained & thoughtfully designed, this home embodies the very best of Vermont luxury living~peaceful & deeply connected to the outdoors. Minutes to Historic Downtown St. Albans, Lake Champlain & an easy drive to Montreal, the location offers year-round recreation & endless opportunities for outdoor adventure. A true legacy property offering the privacy of an estate, the beauty of Vermont’s landscape & a lifestyle defined by tranquility & unforgettable views!

Highlights

Listed by Karen Bresnahan , 802-846-7845 Four Seasons Sotheby's Int'l Realty , 802-864-0541. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
10.89

Year Built

1991

County

Franklin

School District

Maple Run USD

Listing ID

5093049

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Range Hood, Microwave, Double Oven, Wall Oven, Refrigerator, Washer, Owned Water Heater, Induction Cooktop, Exhaust Fan, Water Heater
Air Cond:Mini Split
Fireplaces:
Floor:Carpet,Hardwood,Marble,Tile,Wood,Vinyl Plank
Above Ground Sq Ft:3597
Basement:Yes,Apartment(s),Climate Controlled,Concrete Floor,Daylight,Finished,Full,Interior Stairs,Storage Space,Walkout,Interior Access,Exterior Access,Basement Stairs
Other:Level 1: Dining Room,Level 1: Family Room,Level 1: Foyer,Level 1: Eat-in Kitchen,Level 1: Living Room,Central Vacuum,Blinds,Ceiling Fan,Dining Area,Gas Fireplace,Wood Fireplace,3+ Fireplaces,In-Law/ADU,In-Law Suite,Primary BR w/ BA,Natural Light,Soaking Tub,Indoor Storage,Walk-in Closet

Exterior Features

Lot:Existing,Lake Champlain, Waterbody Type: Lake
Zoning:Rural, Residential
Roof:Other,Architectural Shingle
Others:Building,Deck,Garden Space,Natural Shade,Other - See Remarks,Outbuilding,Patio,Porch,Shed,Storage
Sewer:Private,Septic
Parking Features:Auto Open,Direct Entry,Driveway,Garage,Parking Spaces 2,Covered,Attached
Principal Interest
$7,005
Taxes
$1,226

Home Price

$1,350,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$270,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,004.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,004.86 $1,225.98 $0.00 $8,230.84
Yearly $84,058.31 $14,711.76 $0.00 $98,770.07
Total $2,521,749.40 $441,352.80 $0.00 $2,963,102.20

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans Town, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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