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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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4542 Maquam Shore Rd , St. Albans Town, VT 05488
$897,000
Est. Payment: $4,654.34/mo
3 Bed
3 Bath
3073 Sqft
Status: active with contingency | Days on site: 204
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Set along 100 feet of owned Lake Champlain frontage in St. Albans, this year-round lakefront home offers an exceptional blend of comfort, thoughtful design, and four-season enjoyment - ideal as a full-time residence or four-season retreat. Walls of windows frame sweeping lake views and glowing sunsets, while the gentle sound of water lapping the shoreline creates a peaceful backdrop during the warmer months. The lakeside setting is enhanced by a multi-tiered, expansive deck perfect for entertaining, relaxing, and taking in the ever-changing scenery, as well as a private ramp for easy dock installation and removal. Extensive improvements and additions have been completed, including a beautifully updated primary ensuite bath, first-floor bath and laundry room, and a spacious mudroom conversion an essential feature for Vermont living. Additional upgrades include a standing seam roof, sea wall and privacy fencing, paved driveway, and thoughtfully designed hardscaping, along with updated mechanical and electrical systems that support efficient, comfortable living in every season. Inside, the main level offers an open-concept kitchen, dining area with sliding doors to the deck, and a welcoming living space filled with natural light, plus an additional private room that can be tailored to your needs, home office, guest space, or den. The lower level provides a generous family room, game room, or recreation space with direct access to the lakeside, along with two additional flexible rooms. The upper level features the primary ensuite bedroom and an additional bedroom, creating a private retreat above it all. Enjoy Lake Champlain year-round, from summer boating and lakeside gatherings to winter skating and ice fishing, all while remaining conveniently close to local amenities. This exceptional property offers the space, updates, and setting to be enjoyed in every season.

Highlights

Listed by Leigh Horton , 802-233-3982 Your Journey Real Estate , 802-483-4187. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1972

County

Franklin

School District

Maple Run USD

Listing ID

5073388

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Double Oven, Electric Range, Refrigerator, Washer, Owned Water Heater, Tank Water Heater
Air Cond:Wall AC Units
Fireplaces:
Floor:Combination
Above Ground Sq Ft:2062
Basement:Yes,Partially Finished,Sump Pump,Walkout,Interior Access,Exterior Access
Other:Level 1: 3/4 Bathroom,Level 1: Kitchen/Dining,Level 1: Laundry Room,Level 1: Living Room,Level 1: Mudroom,Level 1: Office/Study,Blinds,Ceiling Fan,Dining Area,Kitchen Island,Kitchen/Dining,Kitchen/Family,Primary BR w/ BA,Natural Light,Walk-in Closet,1st Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Lake Champlain, Waterbody Type: Lake, Waterbody Access: Exclusively Owned, Waterfront: 100 ft
Zoning:RES
Roof:Standing Seam
Others:Deck,Partial Fence,Patio,Porch,Shed,Directly Adjoining
Sewer:Private,Septic
Parking Features:Direct Entry,Driveway,Garage,Paved
Principal Interest
$4,654
Taxes
$867

Home Price

$897,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$179,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,654.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,654.34 $867.07 $0.00 $5,521.41
Yearly $55,852.08 $10,404.80 $0.00 $66,256.88
Total $1,675,562.38 $312,144.00 $0.00 $1,987,706.38

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans Town, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 3:01am

Data last updated: 2026-08-02T07:01:24.600Z

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