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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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Lot 20 Rocky Shore Farm Road , St. Albans Town, VT 05478
$649,000
Est. Payment: $3,367.52/mo
4 Bed
2 Bath
1820 Sqft
Status: active | Days on site: 168
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Build your dream home just steps from beautiful Lake Champlain on this open 0.81-acre lot in scenic St. Albans Bay. Scheduled for Spring 2026, this proposed 4-bedroom, 2-bath single-level home features an open-concept layout with a spacious great room, covered rear porch, and attached two-car garage. The private primary suite includes a walk-in closet and double vanity bath, with three additional bedrooms and a full bath on the opposite side. Enjoy shared 60’ lake access nearby—perfect for kayaking or relaxing by the water. Convenient to Bay Park, the marina, local shops, and I-89. Listing is likeness only; buyers may select their own floor plan, finishes, and design features. Listing price reflects the home as presented on MLS, with customization options available.

Highlights

Listed by Brendan Deso , 802-393-7074 and Jonathan Giroux , 802-782-7142 Home Run Realty, LLC , 802-782-8230. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.81

HOA Fee

750 Yearly

County

Franklin

School District

Maple Run USD

Listing ID

5069675

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Dishwasher, Microwave, Refrigerator
Above Ground Sq Ft:1820
Basement:No
Other:Level 1: Bedroom,Level 1: Full Bathroom,Level 1: Kitchen/Dining,Level 1: Laundry Room,Level 1: Living Room,Level 1: Primary Bedroom

Exterior Features

Lot:Pre-Construction,Lake Champlain, Waterbody Type: Lake
Zoning:Rural Res. District
Roof:Architectural Shingle
Others:Cross a Street to Access,Dock Access,Shared-Private
Sewer:Leach Field Off-Site,Shared
Principal Interest
$3,368
Taxes
$414
HOA
$750

Home Price

$649,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,367.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,367.52 $413.74 $750.00 $4,531.26
Yearly $40,410.26 $4,964.85 $9,000.00 $54,375.11
Total $1,212,307.67 $148,945.50 $270,000.00 $1,631,253.17

Today's Rates

30 Year

6.75%

20 Year

6.69%

15 Year

6.19%

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Market insight data is pulled from the same city as the listing being viewed (St. Albans Town, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 2, 2026 5:45am

Data last updated: 2026-08-02T09:45:04.200Z

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