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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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489 Lakewood Dr Unit 38 , Swanton, VT 05488
$199,000
Est. Payment: $1,037.02/mo
1 Bed
1 Bath
678 Sqft
Status: active | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Discover the magic of Hog Island on Lake Champlain with this brand-new, never-occupied 2020-built seasonal cottage—your gateway to endless lakeside adventures! Perched on a serene dead-end, town-maintained street with breathtaking lake views just steps away. Step into effortless one-level living with an open-concept design where the kitchen and dining area flow seamlessly into the living room, framed by stunning lake vistas that inspire every moment. The comfortable bedroom and versatile second room—perfect as a home office, guest space, or cozy nook—provide flexibility for relaxation or remote work, all backed by open farmland views for ultimate privacy. Embrace Lake Champlain's world-class boating, fishing, and swimming with the quiet island vibe and proximity to outdoor trails and the Missisquoi Refuge. This untouched gem (also listed as MLS 5084304 with a second lot and deeded lake access across the street) is primed for your vision—create unforgettable summer memories starting now!

Highlights

Listed by David Raphael , 802-363-7002 Artisan Realty of Vermont , 802-363-7002. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

2020

County

Franklin

Listing ID

5084303

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:0
  • 3/4 Bathrooms:1
Appliances:Refrigerator, Electric Stove
Floor:Vinyl Plank
Above Ground Sq Ft:678
Basement:Yes,Crawl Space,Frost Wall
Other:Level 1: Bedroom,Level 1: Eat-in Kitchen,Level 1: Living Room,Level 1: Office/Study

Exterior Features

Lot:Existing,Lake Champlain, Waterbody Type: Lake
Zoning:R
Roof:Architectural Shingle
Others:Shed
Sewer:On-Site Septic Exists
Parking Features:Driveway,Off Street
Principal Interest
$1,037
Taxes
$127

Home Price

$199,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,037.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,037.02 $126.86 $0.00 $1,163.88
Yearly $12,444.20 $1,522.35 $0.00 $13,966.55
Total $373,326.00 $45,670.50 $0.00 $418,996.50

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

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Market insight data is pulled from the same city as the listing being viewed (Swanton, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

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