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Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

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12-14 White St , Vergennes, VT 05491
$475,000
Est. Payment: $1,055.56/mo
5 Bed
3 Bath
2250 Sqft
Status: Active Under Contract | Days on site: 12
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1120 - 628447
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House Description

Exceptional multi-family investment opportunity in downtown Vergennes! This fully renovated duplex sits on .6 acres across two street parcels (White Street and Cataract Street), positioned near both Vergennes Falls Park and Settlers Park. The property features two residential units: a spacious three-bedroom and a comfortable two-bedroom, each completely updated with quality finishes and modern systems. Both units benefit from separate utilities, new high-efficiency heating systems with mini-splits for comfort and energy savings, entirely new plumbing and wiring throughout, fresh paint in all areas, and new flooring in some bedrooms and bathrooms. The two-bedroom unit includes spray foam insulation in the ceilings for enhanced energy efficiency. The three-bedroom unit features a covered front porch and updated kitchen with new island. Currently, one unit generates rental income; the other remains vacant, making owner-occupancy possible for investors seeking to live in one unit while collecting rent from the other. Listed significantly below the August 2025 appraised value. The property's lot configuration on both sides of the street offers further development potential for future growth. Ideal for owner-occupant investors, portfolio builders, or experienced investors seeking immediate cash flow and long-term appreciation. Perfect starter investment or expansion property!

Highlights

Listed by Madison Roberge , 802-846-9589 Coldwell Banker Hickok and Boardman , 802-863-1500.

Property Type

Multi-Family

Lot/Acreage
0.26

Year Built

1880

County

Addison

Listing ID

5106721

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:
Air Cond:Mini Split
Fireplaces:
Floor:Hardwood,Laminate,Tile,Vinyl,Wood
Above Ground Sq Ft:2250
Basement:Yes,Crawl Space

Exterior Features

Lot:Updated/Remodeled
Zoning:Res
Roof:Metal,Shingle
Others:
  • Additional:Deck, Outbuilding, Porch, Shed
Sewer:Public
Principal Interest
$1,056
Taxes
$303

Home Price

$475,000

Loan Details

30 yrs
%

Down Payment

20%
$95,000
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Monthly Price:
$1,055.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,055.56 $302.81 $0.00 $1,358.37
Yearly $12,666.67 $3,633.75 $0.00 $16,300.42
Total $380,000.00 $109,012.50 $0.00 $489,012.50

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Vergennes, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.