Agent profile image in chat bubble
Agent profile image in chat header

Adam Dow

| The Dow Group | #1 Real Estate Team in New Hampshire

Agent profile image in message

4499 Lower Waterford Rd , Waterford, VT 05819
$599,900
Est. Payment: $3,126.16/mo
3 Bed
4 Bath
3153 Sqft
Status: active | Days on site: 61
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

It is a rare property that manages to feel both expansive and intensely private, providing a sanctuary where the deliberate rustic charms create a sense of timelessness. This is a place for gathering, or quiet reflection, all from the comfort of a home that is as sturdy as it is beautiful. Imagine a place where the morning alarm is replaced by the soft lap of the Connecticut River against the shore. The back of the house is practically one giant viewing platform, featuring a full-length deck and enclosed porch that runs the entire length of the home. First-floor living features a large primary ensuite and living spaces that draw your eyes straight to the water. Downstairs, a fully finished walkout basement apartment offers independent, handicapped-accessible living with wide doors, an open kitchenette, and a roll-in shower. Whether hosting holidays or lounging on a Tuesday, the River is your backdrop. While the home leans into its historic aesthetic with four brick fireplaces perfect for snowy New England nights, it doesn't skimp on modern life; central air keeps things crisp and cool all summer long. With your own private River frontage (335ft), keep the kayaks ready for a sunrise paddle, head out for a day of boating, or cast a line right from your backyard. The best part? You aren't just buying a house; you’re joining the Waterford Springs community. Beyond your private yard, you get access to over 600 common acres of beautiful terrain to explore. Whether you’re looking to hit the beach, challenge neighbors to a game of pickleball, tennis, or basketball, or host an event at the clubhouse, the amenities are top-notch. It’s private, it’s peaceful, and it’s waiting for someone who knows that the best luxury in life is a little bit of character in your home and a lot of water in your view. Waterford is at the intersections of interstates 91 and 93, is minutes away from St. Johnsbury, Vermont and Littleton, New Hampshire. View the 3D tour accompanying the listing.

Highlights

Listed by Robin Migdelany , 802-751-7166 Four Seasons Sotheby's Int'l Realty , 802-751-7582. PrimeMLS mls logo

Property Type

Residential

Lot/Acreage
1.5

HOA Fee

2400 Yearly

Year Built

1985

County

Caledonia

School District

Waterford

Listing ID

5089806

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:2
  • 3/4 Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Wall Oven, Refrigerator, Washer, Induction Cooktop
Air Cond:Central AC
Fireplaces:
Floor:Brick,Tile,Wood
Above Ground Sq Ft:2257
Basement:Yes,Climate Controlled,Concrete,Daylight,Finished,Full,Insulated,Partially Finished,Storage Space,Walkout,Basement Stairs
Other:Level 1: 1/2 Bathroom,Level 1: Dining Room,Level 1: Foyer,Level 1: Kitchen/Dining,Level 1: Laundry Room,Level 1: Living Room,Level 1: Primary Bdm Ste,Level 1: Porch,Wood Fireplace,3+ Fireplaces,In-Law Suite,Lead/Stain Glass,Primary BR w/ BA,Natural Woodwork,Walk-in Closet,Walk-in Pantry,Wood Stove Hook-up,1st Floor Laundry

Exterior Features

Lot:Existing,Waterfront,Connecticut River, Waterbody Type: River, Waterbody Access: Exclusively Owned, Waterfront: 335 ft
Zoning:R1
Roof:Rolled,Architectural Shingle,Asphalt Shingle
Others:Boat Launch,Boat Mooring,Docks,Basketball Court,Boat House,Deck,Guest House,Natural Shade,Covered Porch,Enclosed Porch,Screened Porch,Shed,Storage,Tennis Court,Window Screens,Beach Access,Directly Adjoining,Shared-Private
Sewer:Private
Parking Features:Driveway,Garage,Off Street,Parking Spaces 3,Paved,Attached
Principal Interest
$3,126
Taxes
$1,036
HOA
$2,400

Home Price

$599,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$119,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,126.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,126.16 $1,035.99 $2,400.00 $6,562.15
Yearly $37,513.95 $12,431.82 $28,800.00 $78,745.77
Total $1,125,418.44 $372,954.60 $864,000.00 $2,362,373.04

Today's Rates

30 Year

6.79%

20 Year

6.27%

15 Year

6.15%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Waterford, VT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 1, 2026 11:51pm

Data last updated: 2026-08-02T03:51:12.800Z

© 2026 PrimeMLS

MLS Logo - PrimeMLS