What’s Happening in the Gilford New Hampshire Housing Market? – December 5, 2025 Update

Seller’s Perspective

Market Activity & Pricing

• Pending Ratio: The pending-to-active ratio is low at 8%, indicating a slower market with more active listings than pending sales.
• Average Days on Market (DOM): Active listings average 104 days on market, while sold homes averaged 54 days—suggesting properties are taking longer to sell unless priced competitively.
• Sale Price Performance: On average, homes are selling for 97.8% of their final list price and 95.2% of their original list price, so pricing correctly from the start is crucial to minimize price reductions.
• Months Supply: Inventory is at 3.9 months, which leans towards a balanced market, but with a slight advantage to buyers.

Advice:
Sellers should expect increased competition and be prepared for longer marketing times. Strategic pricing, staging, and flexibility on negotiations will be important to attract serious buyers and achieve the best possible sale price.

Buyer’s Perspective

Inventory & Negotiation Power

• Selection: With 61 active listings and 3.9 months of supply, buyers have a healthy range of options.
• Negotiation Leverage: The lower pending ratio and longer DOM for active listings provide buyers with more negotiating power and potential for price adjustments.
• Discounts: The average sale-to-final list price ratio of 97.8% means buyers are often securing homes below asking price. The sale-to-original list price ratio (95.2%) further suggests opportunity for negotiation, especially on listings that have been on the market longer.

Advice:
Buyers should take advantage of the current inventory and slower pace. Don’t hesitate to negotiate on price and terms, particularly for homes that have been listed for an extended period.

Summary:
Gilford’s market is currently balanced but tilting in favor of buyers due to higher inventory, slower absorption, and longer days on market. Sellers need to be proactive and realistic, while buyers can approach with patience and negotiation in mind.


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